PayID vs POLi
Both are AU instant bank transfer methods for casino deposits. Here is how they actually compare — speed, security, withdrawals, and which casinos support each.
Side-by-Side Comparison
| PayID | POLi | |
|---|---|---|
| Deposit speed | Under 60 seconds | 1–3 minutes |
| Withdrawals | Yes — most PayID casinos support it | No — deposits only |
| Third party involvement | None — direct bank transfer | POLi Payments Pty Ltd sits in the middle |
| Bank credentials shared | No — casino never sees your BSB/account | POLi accesses your internet banking session |
| Bank support | All major AU banks + most smaller | Most major banks, some have restricted it |
| Minimum deposit | Set by casino (from AU$10) | Set by casino (usually AU$10–20) |
| Fees | None on most casino sites | Some casinos charge a 1–2% POLi fee |
| Casino availability | All 10 casinos on this list | Some — check cashier before depositing |
| Mobile experience | Seamless — uses your banking app | Redirects to mobile browser internet banking |
The Key Difference: How Each Payment Works
PayID is a direct bank-to-bank transfer using Australia's NPP infrastructure. You open your bank app, send money to the casino's PayID handle (an email or phone number), and the transfer arrives instantly. The casino at no point has any access to your banking credentials or account.
POLi works differently. When you select POLi at checkout, you're redirected to a POLi-hosted page where you select your bank and then log into your internet banking. POLi reads your account details and initiates the transfer on your behalf. It's technically a screen-scraping service — you're giving your internet banking credentials to a third party.
Several Australian banks have restricted or removed POLi access precisely because of this credential-sharing model. CommBank removed POLi support in 2023. Check whether your bank still supports POLi before selecting it — a failed POLi deposit can temporarily lock down your internet banking session at some institutions.
Bottom line: PayID is the better option in every material way for casino banking. The only scenario where POLi makes sense is if your bank hasn't yet joined NPP and doesn't support outbound PayID transfers — in that case POLi may be your only instant bank option until your bank upgrades.
Which Casinos Support Both
All 10 casinos on our list accept PayID. POLi support varies — Bizzo and National Casino both offer it alongside PayID. If POLi is your only option, check the cashier page of the specific casino before registering.
For PayID casinos with the fastest verified withdrawals, see our full ranking.